Ohio Department of Insurance OH-Life-Agent-Series-11-44 real dump : OHIO Life Insurance Agent Series 11-44

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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

Question 1

Reinsurers are a specialized branch of the insurance industry because they

A. provide alternative means.
B. Insure insurers.
C. keep premiums low.
D. provide insurance to otherwise uninsurable individuals.

Question 2

In which of the following dividend options would an Insurer invest the policyowners money and add interest
earnings to the Initial amount of the dividends as such earnings accrue?

A. Accumulation at Interest Option.
B. Cash Dividend Option.
C. Paid-up Additions Option.
D. Reduced Premium Dividend Option.

Question 3

Which of the following is a life insurance contract written on the life of an individual?

A. Single-Life Insurance.
B. Survivorship Policy.
C. Insurance.
D. Joint Life Contract.

Question 4

Which activity does NOT require an Insurance agent's license?

A. soliciting
B. negotiating
C. underwriting
D. selling

Question 5

A policyowner may not pay premiums with which frequency?

A. Bi-weekly
B. Monthly
C. Semi-annually
D. Quarterly

Solutions: